Business Development Manager/ SME Loan officer

Job Overview

Job Description

Xavier Reptoriz PLC is recruiting a proactive and results-driven Business Development / SME Loan Officer to support our lending operations. The ideal candidate will be responsible for sourcing SME clients, processing loan applications, managing loan portfolios, and driving business growth while ensuring excellent customer service and loan performance.

Key Responsibilities

Source and onboard SME clients through effective business development and marketing activities

Evaluate, process, and recommend SME loan applications

Conduct credit analysis and risk assessments in line with company policies

Manage and monitor SME loan portfolios to ensure timely repayments

Follow up on loan repayments and minimize default rates

Build and maintain strong relationships with existing and prospective clients

Achieve assigned sales, disbursement, and portfolio targets

Maintain accurate loan records and client documentation

Stay informed on lending regulations, market trends, and best practices

Work closely with internal teams to ensure efficient service delivery

Requirements & Qualifications

Minimum qualification: OND / HND / B.Sc. in any relevant discipline

0 5 years experience in sales, marketing, banking, microfinance, or financial services

Experience in SME lending or loan marketing is an added advantage

Basic to strong knowledge of credit principles and risk management

Strong communication, negotiation, and interpersonal skills

Target-driven, self-motivated, and result-oriented

Ability to work under pressure and meet deadlines